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Did you know 73% of Canadians want to earn more cash back? The CIBC Dividend® Visa Infinite Card is perfect for those who want to make the most of their spending.
It offers great rewards on groceries, gas, and dining, making it a top choice for anyone looking to boost their rewards.
This card has no limit on cash back and comes with exclusive perks. It’s great for Canadian families with a minimum income of $15,000. Let’s explore what makes the CIBC Dividend Visa Infinite stand out.
CIBC Dividend
Click now to take the first step and find out how to apply for the card.
Overview of the CIBC Dividend Visa Infinite Card
The CIBC Dividend® Visa Infinite Card has a great cash back program for smart shoppers. It offers up to 4% cash back on grocery and gas. This makes it a top choice in the market.
For just a $120 annual fee, you get lots of rewards. There’s no limit to how much cash back you can earn. This card is perfect for those who spend a lot.
To get this card, you need a personal income of $60,000 or a household income of $100,000. It offers more than just cash back. New users get a welcome bonus of 10% cash back on their first purchases.
This bonus can add up to an extra $250. There’s also a $50 bonus for setting up automatic payments. You can cash in your rewards once your balance is at least $25.
The CIBC Dividend Visa Infinite Card is great for many people. It offers lots of benefits and makes it easy to get your rewards.
Key Benefits of the CIBC Dividend Visa Infinite Card
The CIBC Dividend Visa Infinite Card offers great cash back rewards. It’s perfect for those who spend a lot on everyday things. You can earn more rewards based on how much you spend.
4% Cash Back on Groceries and Gas
Get 4% cash back on groceries, fuel, and electric vehicle charging. This is great for regular shoppers. For example, spending $600 a month on groceries can earn you up to $288 a year.
2% Cash Back on Dining and Transportation
Earning 2% cash back on dining, transportation, and bills is a big plus. It encourages you to use your card for daily expenses. For instance, spending $150 a month on dining and $150 on transportation can earn you $36 a year in cash back.
1% Cash Back on All Other Purchases
For all other purchases, you get 1% cash back. This means even non-essential spending helps you earn rewards. Spending $1,500 on other things can earn you an extra $180 a year.
With an average monthly spend of $2,700, you can earn up to $660 a year. It’s all from spending on everyday needs.
| Category | Monthly Spend | Cash Back Percentage | Annual Cash Back |
|---|---|---|---|
| Groceries | $600 | 4% | $288 |
| Gas | $200 | 4% | $96 |
| Transportation | $150 | 2% | $36 |
| Dining | $150 | 2% | $36 |
| Recurring Payments | $100 | 2% | $24 |
| All Other Purchases | $1,500 | 1% | $180 |
| Total | $2,700 | $660 |
Exclusive Features of the Card
The CIBC Dividend Visa Infinite Card is made for those who want the best. It offers top-notch features like travel insurance, Visa Infinite perks, and a 24/7 concierge service. These benefits make it a top choice for frequent travelers or anyone looking for luxury in their financial products.
Comprehensive Travel Insurance
This card has great travel insurance that gives you peace of mind when you travel. It covers emergency medical expenses up to $5 million. It also protects family members who travel with you, making it perfect for any trip outside Canada.
Access to Visa Infinite Benefits
The Visa Infinite perks of this card show its high value. You get special offers like hotel upgrades and travel discounts. These benefits make the CIBC Dividend Visa Infinite Card a unique and valuable choice.
24/7 Concierge Service
The card’s concierge service is always ready to help, day or night. They can book your travel, make dining reservations, and give local tips. Having a concierge means you can enjoy your trip more, knowing they handle the details.
Technology and Security Features
The CIBC Dividend® Visa Infinite Card uses the latest technology. It makes payments easy and safe. You can make quick transactions without swiping your card.
It also works with Apple Pay, Google Pay, and Samsung Pay. This makes shopping easy for those who love technology. It also keeps your payments secure.
Contactless Payments and Mobile Wallet Compatibility
The card is designed for today’s shoppers. It fits right into your mobile wallet. This means you can shop easily and safely.
Contactless payments make buying things fast. It’s perfect for people always on the move. This card is great for those who are always busy.
Advanced Fraud Protection
The CIBC Dividend® Visa Infinite Card focuses on keeping you safe. It has strong fraud protection. You’re covered by Visa’s Zero Liability policy.
This means you’re safe from unauthorized charges. Just follow the rules. The card also alerts you to any odd activity. This makes it a top choice for security.
